About Personal Insurance

Travel Insurance

Travel insurance is a type of insurance coverage that provides protection for unexpected events that may occur while traveling, such as trip cancellation, medical emergencies, lost or stolen luggage, and flight cancellations or delays. It is designed to help travelers protect themselves from financial losses that can result from these events.

Travel insurance can provide peace of mind for travelers, knowing that they are protected against unexpected events that could potentially ruin their trip. We also provide additional benefits, such as 24-hour emergency assistance and access to travel and medical support services.

Pet Insurance

Pet insurance is a type of insurance policy that helps pet owners cover the cost of unexpected veterinary expenses due to illness or injury. Just like human health insurance, pet insurance plans offer different levels of coverage, deductibles, and premiums, depending on the policyholder's needs.

Pet insurance policies typically cover expenses related to accidents, illnesses, and some preventative care, such as vaccinations and routine checkups.

Different types of pet insurance policies: accident-only coverage, accident and illness coverage, or wellness coverage.

Personal Accident

Personal accident cover is a type of insurance that provides financial compensation in case of accidental injury or death. It typically covers medical expenses, hospitalization costs, and a lump sum payment in case of permanent disability or death caused by an accident.

The policy usually covers accidents that occur both at home and outside, including those that happen during travel, sports activities, or other leisure pursuits. Some policies may also cover loss of income due to temporary or permanent disability.

Personal accident cover is focused solely on accidental injury or death.

Golfers Policy

Golfers insurance is a type of insurance policy designed to protect golfers and their equipment from potential risks and damages that may occur while playing or practicing golf. The coverage typically includes protection against theft, loss, damage, or accidents that may occur on or off the golf course.

Golfers insurance may also cover liability claims in case a golfer accidentally injures someone or damages someone's property while playing golf. Additionally, some policies may provide coverage for golf carts, clubhouses, and other related facilities.

Last Expense Cover

Last expense cover typically refers an insurance policy that covers the costs associated with a person's funeral and other end-of-life expenses. This type of policy is also sometimes called "final expense insurance" or "burial insurance".

The purpose of last expense cover is to provide financial assistance to the deceased's loved ones, who may not have the means to cover the costs of a funeral and other expenses.

Individual Pensions

An Individual Pension Plan (IPP) is a retirement savings plan designed for self-employed individuals, owners of incorporated businesses, and executives of corporations.

IPPs provide a defined benefit pension plan, which means that the plan defines the amount of retirement income that the individual will receive.

Education Plan

Education insurance plans in Kenya are financial products designed to help parents and guardians save for their children's education expenses. These plans allow families to save money over time, with the funds being disbursed at specific intervals to pay for education-related expenses.

Benefits offered:

  • Guaranteed savings: The plan offers guaranteed returns on the savings made by parents or guardians, ensuring that they have the funds needed for their child's education.
  • Tax-free savings: Contributions made to the plan are usually tax-free, providing a significant tax advantage to families saving for education.
  • Flexibility: Education insurance plans in Kenya typically offer flexible payment options, allowing parents to make contributions that fit their budget and financial situation.
  • Life Insurance Coverage: Many education insurance plans also offer life insurance coverage for the parent or guardian, providing an additional layer of financial protection for the family.